{"id":306,"date":"2011-07-07T14:56:17","date_gmt":"2011-07-07T19:56:17","guid":{"rendered":"http:\/\/www.hnetalk.com\/Broker\/?p=306"},"modified":"2011-07-07T14:56:17","modified_gmt":"2011-07-07T19:56:17","slug":"help-support-health-insurance-rate-review-provisions","status":"publish","type":"post","link":"https:\/\/hnetalk.com\/broker\/2011\/07\/07\/help-support-health-insurance-rate-review-provisions\/","title":{"rendered":"Help Support Health Insurance Rate Review Provisions"},"content":{"rendered":"<p>The Massachusetts Association of Health Plans (MAHP) is working with MassAHU to send a letter to Governor Patrick in support of the rate review provisions in the budget and we need your help. Please send the\u00a0attached letter to the Governor as soon as possible.<\/p>\n<p>\u00a0The letter\u00a0can be emailed to the Governor\u2019s Office at: <a href=\"http:\/\/www.mass.gov\/?pageID=gov3utilities&amp;sid=Agov3&amp;U=Agov3_contact_us\">http:\/\/www.mass.gov\/?pageID=gov3utilities&amp;sid=Agov3&amp;U=Agov3_contact_us<\/a><\/p>\n<p>If you have any questions, please contact Lynn Ostrowski, HNE\u2019s Director of Brand &amp; Corporate Relations, at 413-233-3383 or cell 413-538-1564.<\/p>\n<p>~~~~~~~~~~~~SAMPLE LETTER~~~~~~~~~~COPY AND PASTE~~~~~~~\u00a0<\/p>\n<p>July\u00a0 2011<\/p>\n<p><strong>Re:\u00a0\u00a0 Actuarial Soundness of Rates \u2013 Support Sections 107 &amp; 108<\/strong><\/p>\n<p>His Excellency Deval Patrick, Governor<\/p>\n<p>Commonwealth of Massachusetts<\/p>\n<p>State House, Room 360<\/p>\n<p>Boston, MA 02133<\/p>\n<p>Dear Governor Patrick:<\/p>\n<p>On behalf of\u00a0hundreds brokers that work with thousands of small businesses across the Commonwealth, we are writing to express our <strong>support<\/strong> for provisions included in the House and Senate FY12 Conference Committee report that will provide stability and certainty for Massachusetts employers and brokers around the applicable rates for health benefit plans.<\/p>\n<p>Sections 107 and 108 amend section 29 of Chapter 288 of the Acts of 2010 (Chapter 288) to establish more specific standards for the Division of Insurance (the Division) when disapproving proposed premium rates and ensure that health plans have sufficient time to give employers and brokers the information they need on premium rates.\u00a0 Section 107 retains the current standard established by Chapter 288 for rate approvals, including maintaining the nation&#8217;s strictest medical loss ratio standards and limits on health plan profits and the rate of increase for administrative expenses, but requires that the Division utilize sound actuarial principles in disapproving rates.<\/p>\n<p>Section 108 would require that the Division notify the health plan 60 days prior to the effective date of the proposed rates if it intends to disapprove the rate, rather than the current 45 days.\u00a0 Additionally, Section 108 further requires that if the Division failed to notify the health plan within 60 days that it was disapproving the proposed rate, the rate would be deemed approved.\u00a0 This provision would help to minimize the risk of confusion for employers and brokers as to what rates apply and minimize any potential delays in making rates available to them.\u00a0 Further, it will provide Massachusetts businesses with more time than they currently have to review rates among carriers in determining the coverage that best meets the needs of their employees and is consistent with the rate review process other states, including Maine and New Hampshire, have taken.<\/p>\n<p><strong><span style=\"text-decoration: underline;\">For all these reasons, <\/span><\/strong><strong><span style=\"text-decoration: underline;\">we urge that you support sections 107 and 108 in the final version of the FY12 state budget.<\/span><\/strong><\/p>\n<p>Sincerely,<\/p>\n<p>~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Massachusetts Association of Health Plans (MAHP) is working with MassAHU to send a letter to Governor Patrick in support of the rate review provisions in the budget and we need your help. Please send the\u00a0attached letter to the Governor as soon as possible. \u00a0The letter\u00a0can be emailed to the Governor\u2019s Office at: http:\/\/www.mass.gov\/?pageID=gov3utilities&amp;sid=Agov3&amp;U=Agov3_contact_us If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-306","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6ZZOS-4W","_links":{"self":[{"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/posts\/306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/comments?post=306"}],"version-history":[{"count":0,"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/posts\/306\/revisions"}],"wp:attachment":[{"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/media?parent=306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/categories?post=306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hnetalk.com\/broker\/wp-json\/wp\/v2\/tags?post=306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}