{"id":5737,"date":"2020-11-04T20:17:48","date_gmt":"2020-11-04T20:17:48","guid":{"rendered":"http:\/\/hnetalk.com\/provider\/?p=5737"},"modified":"2020-11-04T20:21:10","modified_gmt":"2020-11-04T20:21:10","slug":"2021-benefit-changes-commercial-medicare","status":"publish","type":"post","link":"http:\/\/hnetalk.com\/provider\/2021-benefit-changes-commercial-medicare\/","title":{"rendered":"2021 Benefit Changes (Commercial &#038; Medicare)"},"content":{"rendered":"<h3>New Commercial Plans and Changes for 2021<\/h3>\n<p><strong>Thrive First 500:<\/strong><br \/>\nMembers have \u201cfirst dollar\u201d coverage for the first $500 of most medical services, excluding services that are not subject to deductible like Rx. After the first $500 of services are paid by Health New England, the $3,000 deductible will begin to apply. Once deductible is met, members pay $0 for routine PCP and specialist office visits and lab services.<br \/>\n\u2022 Available in HMO and PPO options<br \/>\n\u2022 Available to Large Group only<br \/>\n\u2022 Effective 01\/01\/2021<br \/>\n\u2022 $3,000\/$6,000 Deductible<\/p>\n<p>First $500 does not apply to PPO Out-of-Network benefits.<\/p>\n<p><strong>Thrive 3000<\/strong><br \/>\n\u2022 Available in HMO and PPO options<br \/>\n\u2022 Available to Large Group only<br \/>\n\u2022 Effective 01\/01\/2021<br \/>\n\u2022 $3,000\/$6,000 Deductible<br \/>\n\u2022 $7,000\/$14,000 MOOP<br \/>\n\u2022 No Deductible on PCP<\/p>\n<p><strong>Acupuncture<\/strong>*<br \/>\n\u2022 $20 Copay (Deductible may apply)<br \/>\n\u2022 12 visits per member per calendar year<br \/>\n\u2022 Optum Acupuncture Network<\/p>\n<p><strong>Massage Reimbursement<\/strong>*<br \/>\n\u2022 2 visits per family per calendar year<br \/>\n\u2022 New Massage Reimbursement form will be available on healthnewengland.org\/forms beginning 1\/1\/21<\/p>\n<p><strong>Cologuard<\/strong>\u00ae \u2013 <strong>Prior Authorization Removed (Applies to Commercial &amp; Medicare)<\/strong>*<br \/>\nBeginning January 1, 2021, a prior authorization (PA) will no longer be required for Cologuard\u00ae, or FIT-DNA test, as this is considered preventive care.<\/p>\n<p><em>*These changes may not apply to all self-funded groups. Deductibles apply for HDHP plans.<\/em><\/p>\n<h3>Medicare Advantage Plan Changes for 2021<\/h3>\n<p><a href=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone size-full wp-image-5742\" src=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png?resize=982%2C568\" alt=\"\" width=\"982\" height=\"568\" srcset=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png?w=982 982w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png?resize=300%2C174 300w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png?resize=768%2C444 768w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes.png?resize=500%2C289 500w\" sizes=\"(max-width: 982px) 100vw, 982px\" \/><\/a><\/p>\n<h3><\/h3>\n<h3>Medicare Supplement Plan Changes for 2021<\/h3>\n<p><a href=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone size-full wp-image-5744\" src=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png?resize=982%2C576\" alt=\"\" width=\"982\" height=\"576\" srcset=\"https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png?w=982 982w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png?resize=300%2C176 300w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png?resize=768%2C450 768w, https:\/\/i0.wp.com\/hnetalk.com\/provider\/wp-content\/uploads\/2020\/11\/2021-plan-changes-supp.png?resize=500%2C293 500w\" sizes=\"(max-width: 982px) 100vw, 982px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New Commercial Plans and Changes for 2021 Thrive First 500: Members have \u201cfirst dollar\u201d coverage for the first $500 of most medical services, excluding services that are not subject to deductible like Rx. After the first $500 of services are paid by Health New England, the $3,000 deductible will begin to apply. Once deductible is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[92],"tags":[],"class_list":["post-5737","post","type-post","status-publish","format-standard","hentry","category-provider-newsletter"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6ZZHB-1ux","_links":{"self":[{"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/posts\/5737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/comments?post=5737"}],"version-history":[{"count":3,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/posts\/5737\/revisions"}],"predecessor-version":[{"id":5745,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/posts\/5737\/revisions\/5745"}],"wp:attachment":[{"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/media?parent=5737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/categories?post=5737"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/hnetalk.com\/provider\/wp-json\/wp\/v2\/tags?post=5737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}