We’ve listened to you, our business partners, and developed a new series of plans to better meet your needs.

Our new 3000 plans offer large and small groups new Wise Max and Wise Plus choices for high deductible health plans. Plans are available as HMO or PPO and are designed to offer deductible options that will further help employers control health insurance costs.

In addition, there are new plan changes in process to help meet the 2016 Actuarial Value (AV) calculator requirements set by the Department of Health and Human Services (HHS).

Plans Overview

Wise Max 3000 HDHP HMO and PPO

• Available to Small Group and Large Group
• HSA compatible
• In-network benefits are $0 after deductible

Essential 3000 HMO and PPO

• Available to Large Group ONLY
• Must be sold with HRA – without HRA plan does not meet MCC. Employer Groups must sign an attestation stating they will fund the HRA for $1000ind/$2000family upon initial sale and renewal.
• Plan has split copay for PCP/Specialty ($25/40)

Wise Plus HDHP 3000 HMO and PPO

• Available to Small Group and Large Group
• HSA compatible
• In-network benefits carry copays after deductible

Large Group offering will remain.